Air Travel Card or UATP – Universal Air Travel Plan

An airline sponsored credit card plan used for airline ticket purchases and accepted by many of the airlines. Card users do not benefit from protections of U.S. Consumer Credit Protection Act regarding billing disputes or claims or defenses of card holder against card issuers. This credit card program operated by the airlines, primarily for frequent travelers. Initially was used by carriers to bypass the assistance of travel agents and thus save commissions they would not have to pay with direct bookings.

An airline sponsored credit card plan used for airline ticket purchases and accepted by many of the airlines. Card users do not benefit from protections of U.S. Consumer Credit Protection Act regarding billing disputes or claims or defenses of card holder against card issuers. This credit card program operated by the airlines, primarily for frequent travelers. Initially was used by carriers to bypass the assistance of travel agents and thus save commissions they would not have to pay with direct bookings. When the program was first created, it did not provide for commissions to travel agents. However, use of these cards by customers who use travel agents is now fully commissionable. Since the card is administered by a private corporation and not a bank, it may offer less consumer protection under federal law.